A public liability insurance policy is important if your business comes into contact with members of the public. It covers compensation costs and legal fees if you’re sued for injury or property damage, whether the incident happens within your premises or as a result of your business activity elsewhere.
Incidents can range from a slip and fall accident to animal attacks, each of these incidents may incur legal costs. Have a think about the following –
• Do you have public liability insurance? If you do, have you reviewed your limit of
• What are the incidents that can occur in your business and what are the potential costs that could incur to your business if you don’t have public liability insurance?
• Does your property lease require you to have a minimum amount of cover? Does your business or trade require you to have a minimum cover?
A public liability insurance policy provides coverage for property damage and personal injury to a third party such as your customer, supplier or a member of the general public as a result of your negligence in performing your business activities either at your workplace or outside of work.
For example, you run a car workshop and you drop a bucket of tools from a ladder, injuring your customer and also his car. In this situation, your customer could sue your business for damages. This is where your public liability insurance would step in to cover legal costs as well as any compensation payments.
Unfortunately, a lot of businesses do not see the value in having public liability insurance which could leave them exposed to countless financial hazards if legal action is taken against them as a result of any workplace accidents.
At East West Insurance Brokers, it’s our mission to ensure the amount you’re covered for public liability insurance is right for you.
We can help to ensure that your total public liability amount of cover is sufficient for your specific needs, particularly if the policy is packaged with other covers.
Benefits in this policy may include:
• Personal Injury
• Property Damage
• Legal & Defense Costs
• Geographical Limits
• General Liability
Our professional and experienced
Take the time to talk to us today, you’ll be glad you did:
P: 1800 809 132
*Please note all insurance policies have exclusions. Please refer to the Product Disclosure Statement or Policy Wording before deciding whether the insurance policy meets your needs.