When you are involved in the transport chain, you may be more exposed than you think. Anyone can be held legally accountable by action, inaction, coercion or inducement, they cause or contribute to road safety breaches. This also includes directors, officers, and even shareholders – they can be held accountable if the corporate entity is found liable.
The parties exposed to chain of responsibility liability are usually described as ‘influencing persons’ and include:
• Employer of a driver
• Contractor of a driver
• Operator of a vehicle
• Scheduler of goods or passengers for transport by a vehicle, and the Scheduler of its driver
• Consignor and Consignee of the goods transported by the vehicle
• Loading manager (e.g. the person who supervises loading and/or unloading, or manages premises where regular loading and/or unloading occurs)
• Loader and/or unloader of goods.
It is always better to be safe than sorry. According to the Heavy Vehicle National Law, every entity in the heavy vehicle transport supply chain has a duty to take reasonable steps to ensure the safety of their transport activities.
While it is extremely important to review your business practices regularly, companies and individuals should also consider having the appropriate insurance in place should they face legal defence costs in the event of an inadvertent breach.
At East West Insurance Brokers, we can carefully tailor a cover to suit your organisation’s requirements against potential exposures that may occur.
Learn how you can keep your business safe, secure, and protected.
Take the time to talk to us, you’ll be glad you did:
P: 1800 809 132
*Please note all insurance policies have exclusions. Please refer to the Product Disclosure Statement or Policy Wording before deciding whether the insurance policy meets your needs.