As a business owner, the list of jobs is endless. From the hiring of staff, paying employees, maintaining customer relationships and the ever-changing legislation surrounding your business. What you shouldn’t have to worry about is an unwanted incident occurring and legal action being brought against you, let alone the legal costs to fight and protect the future of your business.
This is where public liability insurance comes into play. It’s designed for all business owners whether you’re an owner and/or operator with or without staff or a sub-contractor with apprentices, our brokers are able to help cover you in the event of a claim.
Learn how EWIB can help you
A public liability insurance policy provides coverage for property damage and personal injury to a third party such as your customer, supplier or a member of the general public as a result of your negligence in performing your business activities either at your workplace or outside of work.
Unfortunately, a lot of businesses do not see the value in having public liability insurance which could leave them exposed to countless financial hazards if legal action is taken against them as a result of any workplace accidents. Having public liability insurance in place offers you peace of mind against such eventualities.
At East West Insurance Brokers, it’s our mission to ensure the amount you’re covered for public liability insurance is right for you. We can help to ensure that your total public liability amount of cover is sufficient for your specific needs, particularly if the policy is packaged with other covers.
Why Is Public Liability Important?
A public liability insurance policy is important if your business comes into contact with members of the public. It covers compensation costs and legal fees if you’re sued for injury or property damage, whether the incident happens within your premises or as a result of your business activity elsewhere.
Incidents can range from a slip and fall accident to animal attacks, each of these incidents may incur legal costs. Have a think about the following –
- Do you have public liability insurance? If you do, have you reviewed your limit of liability recently?
- What are the incidents that can occur in your business and what are the potential costs that could incur to your business if you don’t have public liability insurance?
- Does your property lease require you to have a minimum amount of cover? Does your business or trade require you to have a minimum cover?
At East West Insurance Brokers, we can reassure you with a thorough explanation pertaining the above questions.