Free Guide:

Professional Indemnity Insurance. Industry Secrets revealed.

Written by East West Insurance Brokers

  • 36+ Years of Experience
  • Australian Owned & Trusted
  • Over 2500+ Satisfied Clients

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Inside we reveal what really happens when you apply for Professional Indemnity Insurance:

Why insurance companies don’t want to cover you

Professional Indemnity insurance defined without the jargon

How much you should expect to pay

What a brokers job should be

Real life examples of what could happen if you take shortcuts

We help untangle and manage risks in your business.

At East West Insurance Brokers, we aim to save you time, money, and the hassle of trying to find professional indemnity cover (or any cover for that matter). Too often we encounter business owners who have purchased ill-fitting insurance or end up paying through the roof because they don’t understand a ‘hard’ insurance market and how the industry favours the insurers, not the clients.

By partnering with us, we act on your behalf, presenting you as a favourable risk to insurers. This allows us to find options on price and, in some situations, find coverage at all. Professional Indemnity (or business insurance in general) is complex and can be confusing. We are here to educate and help business owners and operators bravely power forward knowing they are covered.


PI insurance works on a ‘claims made’ policy wording meaning that you need cover when a claim is made against you, not when the project you were involved in is actually active.  You may opt to only have cover for the duration of a project and end your cover when it’s finished, but, what happens when a fault is discovered a year later? If your policy has been cancelled, you won’t be covered.  Speak to our brokers about ‘run-off cover’, we can help you.

There are lots of ways you can purchase PI insurance.  Online direct is usually the cheapest option, however, remember the old saying ‘you get what you pay for’.  These policies usually follow a cookie-cutter approach and don’t include any specific advice for you. On the other hand, when quoting with different insurers you may find the quotes returned to you look quite different. This is because the insurance market is fluid and depends on many variables including the overall risk profile of their book, how the market is currently perceiving your industry, and how your application presents your risk (favourable or unfavourable).  We know some tips and tricks to help you put your best foot forward so you can find competitive cover.

This type of cover is only relevant to professional indemnity insurance and refers to when a future claim is made against an occurrence which happened in the past (this can date as far back as when your business started in some cases). 

We can help! We specialise in business insurance which means our brokers are well versed in all types of insurance (even if your risk is more complex than most, chances are we will be able to help). For example, we can tailor a business pack for you or look at particular types of cover such as Public & Products Liability, Accident & Sicknesses, Cyber, Tools of the Trade and Equipment, Business Interruption and more.

Jump straight in and request a quote

Available from 8:30am – 5pm AEST
Monday –  Friday

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