The term, which is more commonly known as “nomophobia” refers to the feeling of panic or stress when someone is unable to use or access their smartphone. The struggle is real and same goes for us, we can’t leave our home when going on a trip without our smartphone.
Smartphones are more than just making a call or sending a text. It serves as a camera, language translator, currency converter, and more when you’re traveling. However, did you know that your smartphone may not necessarily be covered by travel insurance in the event of a loss or damage?
Travellers who lose their phone in their hotel room or when they’re on the bus are usually not covered by insurance. On the other hand, those whose smartphones have been stolen should report the theft to local police or any relevant authority and have their proof of purchase if they would like to make a claim.
Most travel insurance companies will apply depreciation unless you specify your phone as a high-value item, especially if it’s worth more than $1,000. It’s always best to talk to your broker to ensure what’s covered in your travel insurance and what’s not covered, just to be on the safe side.
At East West Insurance Brokers, our professional and experienced broking team can provide tailored travel insurance for you. We can guide you through the available options on travel insurance and aim to help you find the best solution most suited to your needs.
Take the time to talk to us, you’ll be glad you did:
P: 1800 809 132
*Please note all insurance policies have exclusions. Please refer to the Product Disclosure Statement or Policy Wording before deciding whether the insurance policy meets your needs.