Employee journey personal accident insurance provides cover to employees for personal injury that can occur both during and outside of work hours.
For many Australian States/Territories until recently, an injury sustained by employees travelling to and from their workplace was covered by the various States/Territories through worker’s compensation schemes. However, the recent harmonisation of the worker’s compensation schemes has seen changes to the coverage provided under these State/Territory legislated insurance schemes.
Where some States have previously had the coverage included, they now have significantly reduced and removed the cover for employees travelling to and from their workplace.
The States and Territories that have been affected by these changes are New South Wales, South Australia, Tasmania, Victoria, Western Australia and Northern Territory. It is expected that Queensland and the Australian Capital Territory will follow in the near future.
Learn how EWIB can help you
Many companies today are offering a variety of different benefits in their workplace such as flexible working hours, unconventional workspace, gym membership and many other perks. We believe it’s important that you look after your employees and show them that you care for their well-being.
At East West Insurance Brokers, we can provide an enhanced employee journey personal accident insurance policy with broad coverage and many additional benefits. As an employer, it’s great to have responsibility and legal liability for your employees whilst they are travelling to and from their workplace, particularly if they perform work-related activities such as collecting parcels at the post office, travelling to client’s workplace and more.
Why Is Employee Journey Personal Accident Insurance Important?
Accidents can happen during your journey to and from work. But if you’re insured, this market-leading policy can protect your financial security the way workers compensation schemes in some States can’t.
It’s always important to ensure that your organisation is providing this coverage by offering peace of mind to your employees. Having employee journey personal accident insurance in place provides an incentive to retaining and attracting current and new employees.