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Not For Profit

It’s everything from assisting the elderly, relying on volunteers for help at events and fundraisers, running an event to support a cause and more. If you’re operating a not for profit organisation, the last thing you want is for someone to become injured while on the job, or for a member of the public to become injured at your event.

At East West Insurance Brokers, we understand your industry and will ensure you have the most appropriate not for profit insurance to look after yourself, your employees, and your volunteers so you can get on with your good work with peace of mind.

A not for profit organisation’s capability to acquire people for providing services is extremely important – the cost of purchasing insurance and the costs of uninsured losses. We understand the unique accountability burden of not for profit managers which is no less, and perhaps more, that of managers of the largest public companies, regardless of the size of your enterprise.

Learn how EWIB can help you

Our experienced team are well skilled in identifying your real risks and are able to advise a customised solution specific to your individual business needs. We start with a top view assessment of the risks relevant to your specific activities, then streamline the information collection process to ensure you have the right cover while minimising your time investment. For example, we are happy to collect appropriate data directly from current source documents such as management accounts, reports, etc.

From this information, we develop a broad level cost versus benefit analysis on each risk, including insurer comparisons, to support your purchasing decisions. Most importantly, we document the entire process, from assessment reports, data gathered, comparison of options to consider – the entire rationale for insurance program implementation.

Armed with this information, our brokers will devise and tailor the most effective and cost-efficient cover specific to your business needs.

Insurance policies we can assist you with:

Public & Products Liability

This insurance cover protects your business if you are legally liable for third party personal injury and/or property damage. Public & Products Liability covers a range of business accidents, legal costs and compensation payments.

Cover options include:

  • Public & Products Liability
  • Error & Omissions
  • Environmental Protection
  • Product Recall

Group or Individual Personal Accident & Sickness

This insurance cover protects you or your employees’ income in the event you or an employee becomes seriously injured or sick.

Cover options include:

  • Weekly Benefits
  • Lump Sum Benefits
  • Rehabilitation and Return to Work Assistance
  • Funeral Expenses
  • Out of Pocket Expenses
  • Non-Medicare Medical Expenses

Business Interruption

This insurance cover protects your business from loss of income after suffering a disaster, so the business can return to the financial position before the loss.

Cover options include:

  • Ongoing Expenses (Payroll, Financing & Other Fixed Costs)
  • Revenue Earning Operations
  • Power, Telecommunications, Water Expenses
  • Fund Relocation of Business Premises
  • Advertising Fees
  • Loan Repayments

Management Liability

This insurance cover protects executives against breaches or alleged breaches of duty.

Cover options include:

  • Defence & Legal Costs
  • Directors & Officers Liability
  • Entity Cover
  • Statutory Liability
  • Employment Practices Liability
  • Crime

Theft | Money | Glass

This insurance cover protects your property in the case of a burglary or break in that involves money/glass, and more.

Cover options include:

  • Property Damage
  • Business Interruption
  • Public Liability
  • Electronic Equipment

To learn more about other insurance products we can assist you with, please click here to view more.

Why Is Not For Profit Insurance Important?

Very often, we find customers who think they’re covered for the insurable risks they face but later discover that they were not as protected as they thought, leaving them exposed to potentially huge and unnecessary costs. All not for profit organisations are unique and your insurance package needs to reflect this.

East West Insurance Brokers will help protect injury to yourself or other volunteers and injury to a third party at any of your events. On top of this, you can be protected from professional negligence claims made against you, fraud, theft of merchandise and property damage, just to name a few.

How Confident Are You that Your Insurance Risks are Adequately Covered?

East West Insurance Brokers aim to arrange the most appropriate cover for you by providing tailored solutions to suit your business needs. We will also support and assist you, in the event you need to make a claim.

Speak to us to ensure your business is protected with appropriate not for profit insurance today.

*Please note all insurance policies have exclusions. Please refer to the Product Disclosure Statement or Policy Wording before deciding whether the insurance policy meets your needs.

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