Insurance Products - Motor Trades Insurance

Motor Trades Insurance

Motor trades insurance covers a variety of professions and aspects within the industry including mechanics, electricians, motor vehicle dealers, car traders and more. We understand your industry and will go the extra mile to ensure you are protected with the most suitable cover for your individual business in the automotive trade industry. Professions like car valeting, scrap yards, or a vehicle-restoration business, are also a part of this industry and require appropriate motor trades insurance cover to support you and your business in the event of an unexpected situation.

At East West Insurance Brokers, we understand your industry and go the extra mile to ensure you are protected with the most suitable cover for your individual business in the automotive trade industry.

Professions we cover:

  • Auto Electrician
  • Automotive Air Conditioning Repairers
  • Automotive Detailers
  • Automotive Glass Repairers
  • Automotive Mechanic
  • Diesel Mechanic
  • Heavy Vehicle Mechanic
  • Muffler & Exhaust Repairs
  • Panel Beaters
  • Tyre Fitters
  • And more…

Learn how EWIB can help you

Our experienced team of brokers are well skilled in identifying your real risks you and your business faces.

To ensure our clients are appropriately covered for the insurable risks, we are able to advise a customised solution specific to your individual business needs. Armed with this information, we are then able to tailor the most effective and cost-efficient cover specific to you.

Insurance policies we can assist you with:

Business Insurance Package

This insurance package provides a wide range of business insurance protection and allows you to tailor the cover suitable for your business.

Cover options include:

  • Theft | Money | Glass
  • Business Interruption
  • Property Damage
  • Public & Products Liability
  • Transit
  • Electronic Equipment Breakdown
  • Machinery Breakdown
  • General Property
  • Tax Audit
  • Employee Dishonesty

Motor Vehicle (Commercial, Heavy, Fleet, with Trailer)

This insurance cover protects for loss or damage to your vehicle(s), as well as damage to third party vehicles and property.

Cover options include:

  • Comprehensive Motor
  • Third Party Liability
  • Windscreen Replacement
  • Downtime Cover
  • No Claims Bonus Protection

Professional Indemnity

This insurance cover is designed for professionals who provide advice or services to their clients.

Cover options include:

  • Civil Liabilities
  • Public Relations Costs
  • Legal & Defence Costs
  • Claims Investigation Costs
  • Injury & Property Damage

Management Liability

This insurance cover protects your executives against breaches or alleged breaches of duty.

Cover options include:

  • Defence & Legal Costs
  • Directors & Officers Liability
  • Entity Cover
  • Statutory Liability
  • Employment Practices Liability
  • Crime

Cyber Protection

This insurance cover protects your business’ income, reputation and information in the event of a cyber attack.

Cover options include:

  • Privacy Breach
  • Business Interruption
  • Privacy Fines & Investigation
  • Privacy Breach Notification & Loss Mitigation

Why Is Motor Trades Insurance Important?

Very often, we find customers who think they’re covered for the insurable risks they face but later discover that they were not as protected as they thought, leaving them exposed to potentially huge and unnecessary costs. In fact, under-insurance is one of the biggest risks you can take – and from a business point of view, it’s just not worth it. The last thing you want is to dip into your savings which can cause unnecessary strain, resulting in poor financial stability.

A recent example of a claim we managed on behalf of our client occurred when our client requested cover on a newly purchased vehicle. However, further investigations by our specialist insurance team found that they had additional items of plant associated with the vehicle that was not adequately covered. Just imagine what could have happened if our client wasn’t insured against this risk? They would not have been covered for the additional plant – exposing them to an extremely high personal replacement cost.

How Confident Are You that Your Insurance Risks are Adequately Covered?

East West Insurance Brokers aim to arrange the most appropriate cover for you by providing tailored solutions to suit your business needs. We will also support and assist you, in the event of a claim.

Speak to us to ensure your business is protected with appropriate motor trades insurance today.

*Please note all insurance policies have exclusions. Please refer to the Product Disclosure Statement or Policy Wording before deciding whether the insurance policy meets your needs.

Have a Question?

Get in Touch.

We would be very pleased to answer your questions and assist you to secure cost-effective and risk-effective insurance.

If you would like to discuss any of these fields or would like to get started with us as your insurance broker, feel free to give us a call on 1800 809 132 or get in touch online.

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