Insurance Products - Hospitality Insurance

Hospitality Insurance

It’s exciting to be in the hospitality industry that is ever changing and economically competitive with one another. Fortunately, East West Insurance Brokers is able to arrange and customise tailored solutions for your business.

Hospitality insurance is generally considered as an essential insurance solution for any business owner operating in the fast-moving consumer goods (FMCG) industry as it provides financial protection in the event of a disaster such as property/material damage, burglary, employee dishonesty, machinery breakdown, just to name a few.

Learn how EWIB can help you

We understand that cafés & restaurants offer a relaxing retreat for people to enjoy food and drinks with their family and friends. With that, you’ll expect customers walking into your premises every day, it’s only appropriate that you have the right cover in place to protect your business at all times.

We provide on-going training to our broking team which means that you’re always getting cutting edge advice. Our industry often evolves, with new products being offered and developed frequently. Thus, it can be tough to know what insurance is appropriate for your business.

At East West Insurance Brokers, we work with insurers and have a good relationship with our providers, which means, we’re able to negotiate products to suit your business’s unique requirements. Our brokers can work with you to ensure that your business receives a fitting level of protection.

Insurance policies we can assist you with:

Property / Material Damage

This insurance cover protects against risks to your property, such as fire, theft and some weather damage.

Cover options include:

  • Business Contents & Stock
  • Damaged Buildings
  • Machinery Breakdown
  • Business Interruption

Business Interruption

This insurance cover protects your business for loss of income after suffering a disaster, so the business can return to the financial position before the loss.

Cover options include:

  • Ongoing Expenses (Payroll, Financing & Other Fixed Costs)
  • Revenue Earning Operations
  • Power, Telecommunications, Water Expenses
  • Fund Relocation of Business Premises
  • Advertising Fees
  • Loan Repayments

Public & Products Liability

This insurance cover protects your business in the event that you become legally liable for personal injury and/or property damage to third parties, as a result of an occurrence within your business.

Cover options include:

  • Claims & Legal Defence Costs
  • Loss or Destruction of Tangible Property
  • Death, Bodily Injury, Sickness, Disease, Mental Injury
  • Wrongful Eviction

Machinery Breakdown

This insurance protects your business by covering unexpected repair costs when breakdown or accidental damage occurs to your machinery.

Cover options include:

  • Business Interruption
  • Refrigerators & Ice Machines
  • Cool Room Motors
  • Air Conditioners
  • Dishwashers & Glass Washers
  • Microwaves & Ovens
  • Switchboard & Lighting/Power Generators

Theft | Money | Glass

This insurance cover protects your property in the event of a burglary or break in that involves loss of money, glass breakage and more.

Cover options include:

  • Property Damage
  • Business Interruption
  • Public Liability
  • Electronic Equipment

Why Is Hospitality Insurance Important?

It’s always important to understand the type of coverage you need and what the available options are for your business. Hospitality coverage helps to replace your lost income so that your business can get back on its feet again due to an insured event. Any business that has to close down completely while the property is being repaired may lose out to competitors. A quick resumption of business after a calamity is crucial to get the ball rolling again.

Our mission is to help and support you in the event of an unfortunate situation your business may be faced with. Whether you’re protecting your valuable premises from potential risks that may occur, your essential equipment, or require that extra layer of protection for your staff at work, we can arrange tailored solutions for you.

How Confident Are You that Your Insurance Risks are Adequately Covered?

East West Insurance Brokers aim to arrange the most appropriate cover for you by providing tailored solutions to suit your business needs. We will also support and assist you, in the event of a claim.

Speak to us to ensure your business is protected with appropriate hospitality insurance today.

*Please note all insurance policies have exclusions. Please refer to the Product Disclosure Statement or Policy Wording before deciding whether the insurance policy meets your needs.

Have a Question?

Get in Touch.

We would be very pleased to answer your questions and assist you to secure cost-effective and risk-effective insurance.

If you would like to discuss any of these fields or would like to get started with us as your insurance broker, feel free to give us a call on 1800 809 132 or get in touch online.

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