Insurance Products

Construction & Building Insurance

The building, construction, and logistics industries are a huge component of Australia’s thriving economy.

At East West Insurance Brokers (EWIB), we understand the value of our building and construction industry and are proud to support our Australian builders and customers who need insurance to protect themselves and their work.

In Australia, we have certain types of building indemnity insurance that is mandatory (depending on your state or territory), because of a need for public protection and to ensure that anyone who encounters your business or services is protected. Other kinds of builder insurance (generally the kinds that protect your business) are optional, but you do need to ensure that as a business owner or sole trader, you are protected against liability and damage.

Learn how EWIB can help you

Choosing the appropriate kind of business insurance is a potentially fraught thing to do. For starters, there are many products out there to choose from, and if you don’t have professional guidance and advice, you may run the very real risk of not being adequately protected.

We work with insurers and have a good relationship with our providers to negotiate products to suit your needs.

We provide on-going training to our broking team which means that you’re always getting cutting edge advice. Our industry often evolves, with new products being offered and developed frequently. Thus, it can be tough to know what to choose unless you work with business insurance every day. Our brokers can work with you to ensure that your business receives a fitting level of protection.

Insurance policies we can assist you with:

Plant & Equipment (Hired In, Dry Hire, Owned & Operated)

When you are working with plant machinery and equipment – whether it’s hired, a dry hire or owned and operated – you need to be protected. We offer cover specifically designed to provide protection for business owners operating earthmoving equipment in the mining, construction, and civil works industries.

Cover options include:

  • Plant & Equipment Material Damage
  • Public Liability
  • Loss of Revenue & Finance Gap Protection
  • Road Risk Liability
  • Substitute Hire Vehicle
  • Mechanical Breakdown
  • Dry Hire / Wet Hire

Motor Vehicle (Commercial, Heavy, Fleet, with Trailer)

This insurance cover protects for loss or damage to your vehicle(s), as well as damage to third party vehicles and property.

Cover options include:

  • Comprehensive Motor
  • Third Party Liability
  • Windscreen Replacement
  • Rental Vehicle following an accident
  • No Claims Bonus Protection

Contract Works

Contract Works Insurance is designed for licensed builders and owner builders to protect you from Material Damage and Public & Products Liability risks during a civil, commercial, or residential project.

Cover options include:

  • Material Damage
  • Public & Products Liability
  • Personal Accident & Sickness

Public & Products Liability

This insurance cover protects your business if you are legally liable for third party personal injury and/or property damage. Public & Products Liability covers a range of business accidents, legal costs, and compensation payments.

Cover options include:

  • Public & Products Liability
  • Error & Omissions
  • Environmental Protection
  • Product Recall

Group or Individual Personal Accident & Sickness

This insurance cover protects you and your employees’ income in the event of serious injury or sickness.

Cover options include:

  • Weekly Injury & Sickness Benefits
  • Death & Capital Benefits
  • Non-Medical Medicare Expenses

Why Is Construction & Building Insurance Important?

It’s always important to understand the type of coverage you need and what the available options are for your business. Building & construction businesses face their fair share of risk on a day-to-day basis. Taking out an appropriate policy will help protect you and your employees if something were to happen on the job resulting in injury or even death.

This includes claims may possibly occur such as property theft, vehicle damage, machinery damage, employee injuries and more. In the unfortunate event that you may be exposed to this type of risk, this downfall may not be an ideal solution to resort to your business savings and profits to fund a claim.

Our mission is to help and support you in the event of an unfortunate situation. Whether you’re protecting your vehicles on the road, or require that extra layer of protection for your staff at work, we can arrange tailored solutions for you.

How Confident Are You that Your Insurance Risks are Adequately Covered?

East West Insurance Brokers aim to arrange the most appropriate cover for you by providing tailored solutions to suit your business needs. We will also support and assist you, in the event of a claim.

Speak to us to ensure your business is protected with appropriate construction & building insurance today.

*Please note all insurance policies have exclusions. Please refer to the Product Disclosure Statement or Policy Wording before deciding whether the insurance policy meets your needs.

Have a Question?

Get in Touch.

We would be very pleased to answer your questions and assist you to secure cost-effective and risk-effective insurance.

If you would like to discuss any of these fields or would like to get started with us as your insurance broker, feel free to give us a call on 1800 809 132 or get in touch online.

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