| Your most valued assets are all in the same place: on your farm, where you live and work.
As a farmer, you know about risks better than anyone. You’ve experienced them, first-hand!
You know that no-one is immune from risk, but you know that success and peace of mind come from hard work, a bit of luck, and mainly managing your risks with insurance.
Your farm isn’t just your workplace ... it’s your whole life, your lifestyle, your heritage!
Having a combined insurance policy, tailor-made for your exact needs to protect your home, vehicles, stock, machinery, buildings and other options, makes a lot of sense.
Please take a few moments to see the cover options we offer you
HOME & CONTENTS - choose from two types of cover:
- Defined events cover
This policy clearly sets out the events (e.g. fire, theft etc) against which you are covered. To have a claim, the loss or damage you sustain must be caused by one of the events you have defined.
- Accidental damage cover
This policy provides wider cover for accidental loss or damage (except those specifically excluded in the policy wording). So you can choose the type of cover that best suits you, for damage caused by:
- Accidental damage to home and/or contents;
- Accidental loss of personal property anywhere in Australia (subject to policy limits).
MOTOR VEHICLE - choose from three types of cover and benefits:
- Comprehensive
- Loss of your vehicle, or damage to it;
- Legal liability cover;
- No-claim bonus protection;
- Optional windscreen cover;
- Approved towing charges.
- Third party property damage
- Legal liability cover;
- Uninsured motorist benefit.
- Fire, theft and third party property damage
- Fire and theft cover;
- Uninsured motorist benefit;
- Legal liability cover.
FARM LIABILITY - We cover your legal liability to pay compensation for personal injury and property damage which occurs as a result of an occurrence connected to your business.
FARM PROPERTY - Your policy can cover:
- Farm buildings;
- Farm contents;
- Mobile machinery;
- Fixed machinery;
- Above-ground improvements;
- Hay, silage and grain;
- Fences;
- Wool.
Defined events or accidental damage covers are available.
OTHER OPTIONS - These include cover for:
- Personal accident and illness;
- Machinery breakdown;
- Electronic equipment;
- Working dogs;
- Wet sheep;
- Semen and embryos;
- Boat;
- Tax audit;
- Livestock;
- Crop;
- Theft;
- Business interruption;
- Farm vehicles, registered and unregistered;
- Private vehicles.
WANT COVER ON SOMETHING NOT LISTED?
Your farm policy offers many other benefits. Find out exactly what they are right away!
Need cover for a high-risk activity?
Your high-risk business or operation means you need cover to fit that occupation. Here are just some potentially hazardous occupations:
- Chemical storage;
- Plastic manufacture;
- Welding;
- Hanging meat transport;
- Woodworking and cabinet-making;
- Long-haul refrigeration.
Ask us how we can help you minimise your risk AND your costs! More | 
