| Working with you to get you the best commercial insurance for your organisation. Whether you work from home, own an engineering works or even a chain of hotels ... whether you employ one person or hundreds ... our experience in all aspects of business insurance means that we can design the right package to suit your individual needs.
We look after all retail and commercial businesses, from single stores to chains of stores or franchise operations, offices, manufacturing, trades and all other small to medium sized businesses.
More time for your business, once we’ve assessed and renewed your insurance
Because our dedication to your business is absolute, we understand your pressures. We have a number of commercial insurance packages to suit your particular needs.
- Accidental damage
- Burglary and money
- Business insurance
- Business interruption (loss of profits)
- Contents
- Contract works
- Employee benefits
- Fidelity guarantee (theft by employees)
- Fire and perils
- Glass
- Income protection
- Industry special risks (ISR)
- Liability protection
- Life and trauma
- Machinery breakdown
- Marine cargo (exports and imports, Australia-wide cover)
- Money
- Overseas exports
- Professional indemnity
- Public liability
- Stock
- Tools of trade
- Transit
Your standard business insurance policy benefits - at a glance:
- Automatic accidental damage cover (up to 10% of the fire sum insured);
- Automatic removal of debris and temporary repairs (up to $5,000.00);
Fire-extinguishing costs (up to $5,000.00);
- Employees’ tools, equipment, personal effects and clothing (up to $2,000.00);
- Prevention of access extension, under the loss of profits section of your policy;
- Public utilities, customers’ and suppliers’ premises extension, under your loss of profits section of your policy;
- Replacement of locks and keys, if stolen;
- Stock and money, increased in peak periods, as specified by you (e.g., Christmas, Easter and gazetted holidays).
Note: We recommend that you read the full wording of your particular policy to understand the full extent of benefits offered. These benefits are subject to change and vary from insurer to insurer.
Need individualised risk management?
Ask us how we can help you minimise your risk AND your costs! More
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